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WHO WE ARE  Independent agency representing several companies  Competitive quotes for all types of risks  Established in 1980  Licensed agents: Judy Harrison (x300) or Mary Cecil (x302)  Small enough to know you personally  Large enough to provide quality service with quality insurance products  We are happy to provide you with a no obligation quote EXCELLENT CLAIMS SERVICE CALL US AT 585-425-2720 X300 or  24/7 emergency after hours reporting phone numbers:  Preferred Mutual:  877-313-0940  NY Central Mutual 800-607-7886  The Hartford: 800-243-5860  Drive/Progressive: 800-274-4499  OneBeacon/Adirondack: 877-248-0555  Wayne Cooperative: 800-724-1648  Sterling Insurance: 800-462-4661  GMAC: 800-468-3466  Farmers Insurance: 800-435-7764   Tower Insurance: 888-250-2317  Utica First Insurance: 800-456-4556  Judy is in charge of claim service.  She will be happy to answer any questions or address  any concerns you may have and will follow up to make sure your claim is handled in a  timely fashion. INSURANCE FOR YOUR AUTOMOBILE  Multi policy discounts  Good driver discounts  Good student discounts  AAA membership discount  Accident forgiveness program  Also motorcycles and snowmobile policies INSURANCE FOR YOUR HOME  Multi policy discounts  Replacement cost or Market value policies  Flood insurance  Umbrella liability policies  Mobile and Manufactured home policies  Renters and Condo owners policies  Newer home discounts  Renovated home discounts for older well maintained homes  Nonsmoker discounts  Extra coverage endorsements including water backup from sewer and drains, identity theft  resolution, and above ground swimming pool special coverage INSURANCE FOR YOUR BOAT AND RV  Specialty companies for all types, sizes of boats, yachts and RVs  Comprehensive coverage  Replacement cost or agreed value coverage available  Discounts for full time and mature RVers INSURANCE FOR YOUR COMMERCIAL PROPERTY  1-4 family tenant occupied landlord package policies  apartment buildings  vacant dwellings and buildings  lessor s risk policies INSURANCE FOR YOUR BUSINESS  Business owner policies  Specialty packages for offices, churches, beauticians/barbers, horse farms,  auto repair garages, restaurants  Small contractor package and liability policies  Commercial auto policies  Workers compensation  Commercial umbrella liability coverage LIFE INSURANCE AND RELATED PRODUCTS  Access to major life insurance companies  Excellent rates for 10yr/15yr/20yr term products  Disability income policies  Long term care insurance GENERAL DISCLAIMER:   Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind.  The data contained herein is for informational purposes only and is not represented to be error free.  Any links to insurance company websites are provided as a courtesy. They are not intended to nor do they constitute an endorsement by The James Cecil Agency Inc of the linked materials. The information and descriptions contained in this site are intended as general information only and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by The James Cecil Agency Inc or by any insurance company represented by the agency. The insurance coverage offered through the The James Cecil Agency Inc is subject to the terms and conditions of the policies issued. Coverage for ANY type of insurance can NOT be bound by electronic means through use of this website.